Our Website (and all content on Our Website) and Our Online Courses include information and instruction relating to wellness topics, such as health, nutrition, exercise and fitness, work, relationships, finances, insurance, caregiving and personal growth, and some of the products and services available through Our Website and Courses relate to such topics (such products and services, together with Our Website and Our Courses, collectively, “Our Content”). You acknowledge and agree that the following warnings and disclaimers shall apply to all of Our Content.

Before participating in any health or exercise program or using any health, fitness, financial, legal or other products or services that may be described and/or made accessible in or through Our Website and/or Our Courses, We strongly recommend that you consult with a physician or other healthcare provider, a financial advisor or provider or any qualified professional expert. Modern Aging Inc. and its staff are not licensed medical care providers, therapists, psychiatrists, psychologists, relationship counselors, first responders or any other kind of professional care provider (“Professional Care Provider”) and have no expertise in advising on, diagnosing, examining, or treating medical, psychological, emotional, relationship, financial or legal conditions of any kind (“Conditions”), or in determining the effect of any specific action, activity, routine or program (e.g., exercise or diet) on a medical condition, financial condition or any other Condition. While some of Modern Aging Inc.’s content providers may be Professional Care Providers, Modern Aging, Inc., its staff and its content providers are not rendering professional advice of any kind to you personally, including without limitation, medical, financial, psychological, emotional, relationship, counseling, therapy or treatment (“Professional Advice”), but are merely providing general education and information to you about wellness and financial topics. You acknowledge and agree that when participating in any diet, exercise, exercise or financial program or other activity or program described in Our Content, and/or when using any products or products or services described or provided in or through Our Content, there is the possibility of physical injury, emotional distress, financial loss, career risk and/or death, and you assume the risk and responsibility for any such results.

Our Content is not meant to be a substitute for Professional Advice from your Professional Care Provider, Financial Advisor, or Legal Counsel and we make no warranties, express or implied, as to the completeness, accuracy, or appropriateness for any purpose of any information or content contained in Our Content. You are advised that health advice and other Professional Advice is often subject to updating and refining due to medical and other research and developments. We are committed to bringing you the most up to date information, however, we make no guarantee that the information herein is the most recent on any particular subject. You are encouraged to consult with your health care provider or other Professional Care Provider, Financial Advisor or Legal Counsel with any questions or concerns you may have regarding any health condition or any other Condition that you may have before starting any health care or exercise program, making changes to your health care or diet or engaging in any other activity or program described in Our Content.

You should never disregard medical or other Professional Advice or delay seeking it because of a statement you have read and/or heard in Our Content. Our Content should not be used in lieu of Professional Advice given by qualified medical, financial or legal professionals such as your doctor, registered dietitian, other Professional Care Provider, financial advisor or lawyer. It is important that Our Content is used only in conjunction with qualified medical and financial guidance and guidance provided by other applicable Professional Care Providers and Advisors. If you know or suspect that you may be pregnant, have an eating disorder, have diabetes, or have any other physical, psychological, emotional or medical condition, it is imperative that you seek the advice of your doctor or other Professional Care Provider prior to using Our Content. If you experience any discomfort or pain during an activity in Our Content, such as a diet or exercise routine, you must immediately cease the activity and seek the assistance of a physician or other applicable Professional Care Provider. If you have financial issues or concerns using Our Content, you must cease the activity and seek the assistance of a Financial Advisor or other applicable Professional Provider.

Modern Aging, Inc., its courses, and the presenters of those courses are not accredited or evaluated by any governmental, academic or other independent body. The completion of Modern Aging, Inc.’s courses does not convey academic credit which will be recognized or transferable to academic educational institutions. Completion of a course or series of Modern Aging, Inc.’s courses and any certificate or other evidence thereof provided by Modern Aging, Inc. may not be recognized by third-parties, including employers, governmental bodies and educational institutions, as imparting upon the participant any particular qualification, skill-set or fitness to practice or perform any particular task or profession, and Modern Aging, Inc. makes no representations or warranties to that effect.